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Interaktives Tool
Die Master-Checkliste
Jeder Schritt beim Aufbau eines Family Office, Phase für Phase. Haken Sie Punkte ab, sobald Sie sie erledigt haben – der Fortschritt wird nur in Ihrem Browser gespeichert.
Phase 1 — Define & Inventory
Write down what the office is for
One page: which problems it must solve first — reporting, investments, admin, tax coordination, estate, governance. Den Leitfaden lesen →
Inventory every asset
Cash, securities, funds, real estate, companies, credit, partnerships, trusts, retirement, insurance, collectibles. Den Leitfaden lesen →
Inventory every liability and guarantee
Mortgages, lines, margin, personal guarantees, contingent obligations — the side everyone forgets. Den Leitfaden lesen →
List every legal entity and who owns it
LLCs, partnerships, corporations, trusts — with an ownership tree, even a rough one. Den Leitfaden lesen →
Identify family members and beneficiaries
Who the office serves now, who it will serve, and who holds decision rights. Den Leitfaden lesen →
Map current advisors and what each costs
CPAs, attorneys, managers, banks, insurance — provider, scope, fee. This becomes the outsourcing baseline. Den Leitfaden lesen →
Phase 2 — Design
Choose the model to start with
Organized advisors, virtual, micro, lean SFO, or an MFO relationship — complexity, not ego, decides. Den Leitfaden lesen →
Run the Builder and pressure-test the result
Use the interactive Builder as a strawman, then argue with it. Den Leitfaden lesen →
Decide internal vs outsourced, function by function
Investments, accounting, tax, legal, property, insurance, IT, philanthropy — build-vs-buy on paper. Den Leitfaden lesen →
Sketch the organizational structure with counsel
Management company, holdcos, property LLCs, trusts — attorneys and CPAs make it real. Den Leitfaden lesen →
Set the first-year budget
Staff, systems, advisors, office — with a contingency. Compare against current advisor spend. Den Leitfaden lesen →
Define reporting requirements
What the family must see monthly/quarterly: net worth, performance, cash, taxes, entities. Den Leitfaden lesen →
Design governance to match family size
Meeting rhythm, decision rights, an investment committee — lightweight is fine; absent is not. Den Leitfaden lesen →
Phase 3 — Foundations
Engage the estate attorney
Wills, trusts, and the entity layer belong with counsel from day one. Den Leitfaden lesen →
Engage the tax CPA and set the calendar
K-1 tracking, estimates, projections — coordination starts before the first filing. Den Leitfaden lesen →
Form the management company
The entity that employs staff and contracts vendors — with counsel. Den Leitfaden lesen →
Establish banking, custody, and account titling
Right accounts, right entities, right signers. Den Leitfaden lesen →
Adopt the approval matrix and wire controls
Dual control on money movement from day one — the single best fraud defense. Den Leitfaden lesen →
Review the whole insurance program
Property, umbrella, D&O, cyber, key-person — one coordinated review. Den Leitfaden lesen →
Roll out password manager + MFA to everyone
Family included. No exceptions, financial accounts first. Den Leitfaden lesen →
Stand up document management
One organized, permissioned vault for entity docs, statements, tax returns, policies. Den Leitfaden lesen →
Phase 5 — Operate & Govern
Adopt the Investment Policy Statement
Objectives, allocation ranges, roles, restrictions, reporting — signed by the family. Den Leitfaden lesen →
Run the first monthly close and consolidated report
The proof the machine works: one true net worth, on time. Den Leitfaden lesen →
Set the investment-committee cadence
Calendar, memo format, minutes — however small the committee. Den Leitfaden lesen →
Hold the first family meeting under the new office
Report what exists, what it costs, how decisions get made. Den Leitfaden lesen →
Structure the philanthropy
DAF, foundation, or direct — pick deliberately and administer it centrally. Den Leitfaden lesen →
Write the incident-response one-pager
Who calls whom when fraud, breach, or disaster hits — before it does. Den Leitfaden lesen →
Schedule the annual structure-and-cost review
Once a year: does the model still fit the complexity? Adjust deliberately. Den Leitfaden lesen →
Start the next-generation program
Education, meeting seats, small responsibilities — succession begins now. Den Leitfaden lesen →
Die Checkliste ist ein Lernhilfsmittel – Reihenfolge und Prioritäten unterscheiden sich je nach Familie. Arbeiten Sie für die rechtlichen und steuerlichen Schritte mit qualifizierten Anwälten, Steuerberatern und Fachberatern zusammen.
