← Quay lại
Công cụ tương tác
Danh sách kiểm tra toàn diện
Từng bước xây dựng family office, theo từng giai đoạn. Đánh dấu các mục khi hoàn thành — tiến độ chỉ được lưu trên trình duyệt của bạn.
Phase 1 — Define & Inventory
Write down what the office is for
One page: which problems it must solve first — reporting, investments, admin, tax coordination, estate, governance. Đọc hướng dẫn →
Inventory every asset
Cash, securities, funds, real estate, companies, credit, partnerships, trusts, retirement, insurance, collectibles. Đọc hướng dẫn →
Inventory every liability and guarantee
Mortgages, lines, margin, personal guarantees, contingent obligations — the side everyone forgets. Đọc hướng dẫn →
List every legal entity and who owns it
LLCs, partnerships, corporations, trusts — with an ownership tree, even a rough one. Đọc hướng dẫn →
Identify family members and beneficiaries
Who the office serves now, who it will serve, and who holds decision rights. Đọc hướng dẫn →
Map current advisors and what each costs
CPAs, attorneys, managers, banks, insurance — provider, scope, fee. This becomes the outsourcing baseline. Đọc hướng dẫn →
Phase 2 — Design
Choose the model to start with
Organized advisors, virtual, micro, lean SFO, or an MFO relationship — complexity, not ego, decides. Đọc hướng dẫn →
Run the Builder and pressure-test the result
Use the interactive Builder as a strawman, then argue with it. Đọc hướng dẫn →
Decide internal vs outsourced, function by function
Investments, accounting, tax, legal, property, insurance, IT, philanthropy — build-vs-buy on paper. Đọc hướng dẫn →
Sketch the organizational structure with counsel
Management company, holdcos, property LLCs, trusts — attorneys and CPAs make it real. Đọc hướng dẫn →
Set the first-year budget
Staff, systems, advisors, office — with a contingency. Compare against current advisor spend. Đọc hướng dẫn →
Define reporting requirements
What the family must see monthly/quarterly: net worth, performance, cash, taxes, entities. Đọc hướng dẫn →
Design governance to match family size
Meeting rhythm, decision rights, an investment committee — lightweight is fine; absent is not. Đọc hướng dẫn →
Phase 3 — Foundations
Engage the estate attorney
Wills, trusts, and the entity layer belong with counsel from day one. Đọc hướng dẫn →
Engage the tax CPA and set the calendar
K-1 tracking, estimates, projections — coordination starts before the first filing. Đọc hướng dẫn →
Form the management company
The entity that employs staff and contracts vendors — with counsel. Đọc hướng dẫn →
Establish banking, custody, and account titling
Right accounts, right entities, right signers. Đọc hướng dẫn →
Adopt the approval matrix and wire controls
Dual control on money movement from day one — the single best fraud defense. Đọc hướng dẫn →
Review the whole insurance program
Property, umbrella, D&O, cyber, key-person — one coordinated review. Đọc hướng dẫn →
Roll out password manager + MFA to everyone
Family included. No exceptions, financial accounts first. Đọc hướng dẫn →
Stand up document management
One organized, permissioned vault for entity docs, statements, tax returns, policies. Đọc hướng dẫn →
Phase 5 — Operate & Govern
Adopt the Investment Policy Statement
Objectives, allocation ranges, roles, restrictions, reporting — signed by the family. Đọc hướng dẫn →
Run the first monthly close and consolidated report
The proof the machine works: one true net worth, on time. Đọc hướng dẫn →
Set the investment-committee cadence
Calendar, memo format, minutes — however small the committee. Đọc hướng dẫn →
Hold the first family meeting under the new office
Report what exists, what it costs, how decisions get made. Đọc hướng dẫn →
Structure the philanthropy
DAF, foundation, or direct — pick deliberately and administer it centrally. Đọc hướng dẫn →
Write the incident-response one-pager
Who calls whom when fraud, breach, or disaster hits — before it does. Đọc hướng dẫn →
Schedule the annual structure-and-cost review
Once a year: does the model still fit the complexity? Adjust deliberately. Đọc hướng dẫn →
Start the next-generation program
Education, meeting seats, small responsibilities — succession begins now. Đọc hướng dẫn →
Danh sách kiểm tra này là công cụ hỗ trợ học tập — trình tự và thứ tự ưu tiên có thể khác nhau tùy từng gia đình. Hãy làm việc với các luật sư, CPA và cố vấn có chuyên môn cho các bước pháp lý và thuế.
