Il Maturity Model del family office
I family office si costruiscono nel tempo, non si comprano. Cinque fasi descrivono il percorso tipico — e le capacità che emergono in ciascuna.
Personal accounts, one advisor, taxes once a year, documents in email.
Consolidated statements, a written plan, an estate binder, a team of advisors who talk to each other.
First dedicated hire or fractional team, real reporting software, documented processes.
A real organization: investment function, finance function, governance calendar.
Teams by asset class, in-house legal/tax, audited financials, multi-generational governance.
Fase 1 — Individual Investor
Personal accounts, one advisor, taxes once a year, documents in email.
Capacità tipiche: Brokerage/bank accountsAn advisor or self-directed investingAnnual tax filingA will (sometimes)
Fase 2 — Organized Wealth Management
Consolidated statements, a written plan, an estate binder, a team of advisors who talk to each other.
Capacità tipiche: Written investment planConsolidated reporting from the advisorCoordinated CPA + attorney + advisorBasic entity hygieneInsurance reviewed
Fase 3 — Micro Family Office
First dedicated hire or fractional team, real reporting software, documented processes.
Capacità tipiche: 1–3 dedicated professionalsEntity-level books and consolidated net-worth viewInvestment policy statementBill-pay controls & wire proceduresPassword manager + MFA everywhereOutsourced specialists under coordination
Fase 4 — Established Single Family Office
A real organization: investment function, finance function, governance calendar.
Capacità tipiche: CIO-led investment processController-run monthly closeDirect/alternative investment programFamily meetings & educationFormal risk & insurance programVendor & cyber management
Fase 5 — Institutional Family Office
Teams by asset class, in-house legal/tax, audited financials, multi-generational governance.
Capacità tipiche: Asset-class teams & committeesIn-house counsel and taxAudited statementsFamily constitution & councilsNext-gen development programsEnterprise technology & security operations
Dove ti trovi oggi?
Domande rapide, con lo stesso sistema di punteggio per tutti. Nessun dato viene salvato.
La tua fase attuale
Autovalutazione a scopo formativo — non è una consulenza.