패밀리 오피스 성숙도 모델
패밀리 오피스는 구매하는 것이 아니라 만들어 가는 것입니다. 일반적인 성장 경로는 5단계로 나뉘며, 각 단계에서 갖추게 되는 역량을 설명합니다.
Personal accounts, one advisor, taxes once a year, documents in email.
Consolidated statements, a written plan, an estate binder, a team of advisors who talk to each other.
First dedicated hire or fractional team, real reporting software, documented processes.
A real organization: investment function, finance function, governance calendar.
Teams by asset class, in-house legal/tax, audited financials, multi-generational governance.
단계 1 — Individual Investor
Personal accounts, one advisor, taxes once a year, documents in email.
일반적인 역량: Brokerage/bank accountsAn advisor or self-directed investingAnnual tax filingA will (sometimes)
단계 2 — Organized Wealth Management
Consolidated statements, a written plan, an estate binder, a team of advisors who talk to each other.
일반적인 역량: Written investment planConsolidated reporting from the advisorCoordinated CPA + attorney + advisorBasic entity hygieneInsurance reviewed
단계 3 — Micro Family Office
First dedicated hire or fractional team, real reporting software, documented processes.
일반적인 역량: 1–3 dedicated professionalsEntity-level books and consolidated net-worth viewInvestment policy statementBill-pay controls & wire proceduresPassword manager + MFA everywhereOutsourced specialists under coordination
단계 4 — Established Single Family Office
A real organization: investment function, finance function, governance calendar.
일반적인 역량: CIO-led investment processController-run monthly closeDirect/alternative investment programFamily meetings & educationFormal risk & insurance programVendor & cyber management
단계 5 — Institutional Family Office
Teams by asset class, in-house legal/tax, audited financials, multi-generational governance.
일반적인 역량: Asset-class teams & committeesIn-house counsel and taxAudited statementsFamily constitution & councilsNext-gen development programsEnterprise technology & security operations
현재 상황은 어떠신가요?
모든 분들께 동일한 방식으로 채점되는 간단한 질문들입니다. 어떠한 정보도 저장되지 않습니다.
현재 나의 단계
교육 목적의 자가 진단 — 전문 조언이 아닙니다.